Central Bank Rate: 7.00%
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Mortgage in South Africa

Home loans with the lowest rates and best terms

11.5% From APR
ZAR 5,000K Max Amount
24h Approval

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About Mortgages

Mortgages are secured loans used to purchase real estate, with the property serving as collateral.

Requirements
  • Stable employment history
  • Down payment ready
  • Debt-to-income ratio under 43%
Required Documents
  • Valid ID or Passport
  • Proof of Income
  • Proof of Address
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews