Central Bank Rate: 7.00%
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Loan Apps South Africa

21 Verified Lenders • From 12.8% APR

Central Bank Rate 7.00%
Inflation Rate 3.60%
GDP/Capita ZAR 5,709
Average Monthly Salary ZAR 28,289
Income Tax Rate 45.0%
Average Property Price ZAR 1,200K
Unemployment Rate 33.2%

Loan Types Available

Personal Loans

Interest Rate 12.75% - 23.75%
Loan Amount ZAR 25,000 - 500K
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Business Loans

Interest Rate 10.75% - 14.75%
Loan Amount ZAR 50,000 - 5,000K
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Student Loans

Interest Rate 10.50% - 12.00%
Loan Amount ZAR 15,000 - 360K
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Mortgage Loans

Interest Rate 11.50% - 12.50%
Loan Amount ZAR 200,000 - 5,000K
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Auto Loans

Interest Rate 11.00% - 15.00%
Loan Amount ZAR 50,000 - 1,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

0.1%

Top Lenders

Sanlam

4.6
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Finance27

4.6
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MyBucks (GetBucks)

4.6
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FASTA

4.5
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Lidya

4.2
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Bayport Financial Services

4.2
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Loan Calculator

Monthly Payment ZAR 890
Total Cost ZAR 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews